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SNAP applicants now must document housing costs, bank balances

Missouri now requires people who apply for or renew SNAP food benefits to show documented proof of shelter costs, dependent care costs and resources such as bank balances.

In Macon County, 1,288 people in 636 households received SNAP benefits in July, the most recent month the Missouri Department of Social Services has posted. People already on SNAP will be asked for the new proof when they renew, according to the department's SNAP verification webpage.

The department's Family Support Division announced the change, which took effect Thursday, in an Aug. 31 news release. It covers Supplemental Nutrition Assistance Program applications, recertifications and add-a-person requests submitted Thursday or later. Applicants can no longer rely solely on their own statement for those costs and resources, according to the release. Acceptable proof includes bills, receipts, lease agreements, bank statements or written proof from the person or business being paid.

Current participants do not need to submit additional documents simply because the change took effect Thursday, Baylee Watts, DSS media director, said in an email Friday. DSS mailed a one-time notice to all active SNAP households in September, according to the verification webpage. Applications filed before Thursday follow the old policy.

DSS form IM-31F, updated in August, lists the same kinds of documents and states, "Still apply if you don't have this verification and FSD will help you." Watts said Family Support Division staff have been trained to help applicants get verifications "through numerous different means, depending entirely on the specific individual's circumstances."

People can drop off copies at the Macon Resource Center, 1716-B Prospect Drive, during regular business hours, Watts said. They can also upload documents at mydssupload.mo.gov, fax them to 573-526-9400, or mail them to Family Support Division, P.O. Box 2700, Jefferson City, MO 65102. Lists of acceptable documents and answers to common questions are at dss.mo.gov/food-assistance/snap-verification, and the division's policy memo on the change is posted with its online policy manual, she said.

Error rate and federal costs

The change is meant to "strengthen program integrity and ensure accurate eligibility decisions," according to the Aug. 31 release. Family Support Division Director Mandi Adams said in the release that the updated guidelines help the state make "consistent, well-documented eligibility decisions while safeguarding resources for households who truly need them."

Missouri's SNAP payment error rate for federal fiscal 2025, which ended Sept. 30, 2025, was 8.67%, according to a U.S. Department of Agriculture table dated June 24. The national rate was 10.62%.

Under the federal budget law signed in July 2025, states will pay part of SNAP benefit costs based on their error rates starting in federal fiscal 2028, which begins Oct. 1, 2027. The state share is 0% for a rate under 6%, 5% for 6% to under 8%, 10% for 8% to under 10% and 15% for 10% or higher. For fiscal 2028, a state may use its fiscal 2025 or fiscal 2026 rate. At its fiscal 2025 rate, Missouri would pay 10%. The same law cut the federal share of state SNAP administrative costs from 50% to 25% starting Thursday, the first day of federal fiscal 2027.

Federal law gives USDA until June 30, 2027, to determine final fiscal 2026 error rates. Watts said that until those rates are released, the state cannot estimate or project them for fiscal 2028. She did not say which year's rate Missouri plans to use or what the state share would cost. The funding shifts needed to cover the administrative cost change "have been proactively built into the state budget," she said.

Local caseload

Macon County households received $224,410 in SNAP benefits in July, according to the DSS Monthly Published Reports. The county's caseload was up slightly from July 2025, when 628 households with 1,248 people received benefits. Statewide, the number of SNAP households fell about 6% over the same year.

Asked why Macon County's caseload rose slightly while the state's fell, Watts said DSS "is not aware of any specific anomaly or systemic issue in Macon County that deviates from standard statewide trends."

Recertification dates are staggered through the year based on when a household first applied, so only a portion of the county's caseload will be due to recertify from October through December, Watts said. She did not provide a count of those households.

The division continually monitors office traffic and processing times at its resource centers, including the Macon Resource Center, to keep the appropriate staffing level, she said. She did not say how many people work at the Macon office or whether its hours will change.

Asked whether DSS will report county counts of applications denied or cases closed for missing verification, Watts said the department publishes monthly reports on its FSD Monthly Published Reports portal. She did not say whether those reports will break out denials for missing documents.

The Food Bank for Central & Northeast Missouri and North East Community Action Corp.'s Macon County Service Center were asked Thursday how the new paperwork rules are affecting pantries and clients. Chariton Media Group did not receive a response in time for publication.